What $448K Buys in Prince George's County (Part 10 of 30: The Prince George's County Answer Guide)

This is Part 10 of The Prince George's County Answer Guide from Donnell Williams Jr. and DMV Prime Properties, a 30-part series answering the questions buyers, sellers, and people relocating are actually searching about Prince George's County, Maryland.

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What does $448K buy in Prince George's County? According to Bright MLS data for Prince George's County for September 2026, 277 of the county's 580 sales closed at or under $448,000: 134 detached homes, 104 townhomes, and 36 condos. Detached homes at this price are usually older, and the trade-offs are age, location, and condition.

Key Takeaways

$448,000 is the maximum resale purchase price under Prince George's County's Pathway to Purchase program, according to the Department of Housing and Community Development's July 2026 guidelines.
The Prince George's County Association of REALTORS (PGCAR) April 2026 Market Watch reported a county median sold price of $450,000, and the PGCAR June 2026 statistics showed a $460,000 median.
Bright MLS shows September 2026 median sold prices of $477,125 for detached homes, $421,000 for townhomes, and $215,000 for condos.
In Bright MLS, 277 of 580 September sales (48%) closed at or under $448,000, and 68% of all September sales included seller concessions.
At $448,000, the biggest trade-off is usually between a newer attached home and an older detached home.

Why Is $448,000 an Important Price in Prince George's County?

The number comes from Pathway to Purchase, the county's first-time buyer program. It offers up to $50,000 as a zero-interest deferred loan for down payment and closing costs, for buyers earning up to 80% of the area median income. The program's July 2026 guidelines cap the purchase price at $448,000 for resale homes and $485,000 for new construction. Part 1 of this series ("Prince George's County first time home buyer program") explains the full rules.

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The resale cap sits $2,000 below the April 2026 median sold price of $450,000 and $12,000 below the June median of $460,000. Bright MLS shows a $450,000 median sold price across 580 September 2026 sales. In plain terms, a Pathway to Purchase buyer is shopping in the bottom half of the county market by price. That is realistic, but it rewards a clear plan.

What $448K Buys in Prince George's County by Housing Type

Bright MLS shows how September sales broke down. These are median sold prices for all September sales of each type, and the counts are September sales at or under $448,000.

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Housing Type	September Median Sold Price	September Sales at or Under $448,000	What to Expect at This Budget
Condo	$215,000	36	Wide choice; condo fees and building rules matter
Townhome	$421,000	104	Many resale townhomes, including some built in the last 10 to 15 years
Detached	$477,125	134	Mostly older ramblers, split-levels, Cape Cods, and colonials; condition varies

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In the narrow band from $400,000 to $448,000, Bright MLS shows 67 September sales: 45 detached homes and 21 townhomes. That band is where many Pathway to Purchase buyers choose between a newer townhome and an older detached home.

Townhomes at $448,000

Townhomes are the most common choice for buyers at this price. Public listing data from 2026 shows examples:

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A townhome in Westphalia Row in Upper Marlboro (20774), built by Haverford Homes, listed at $430,000 in June 2026 with a $56 monthly HOA fee.
A 2020-built Ryan Homes townhome in Village at Towne Square in Suitland sold for $410,000 in July 2026, with a $249 monthly HOA fee.

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These examples are snapshots, not current inventory. HOA fees in this range vary widely, from under $100 to well over $200 a month, and they count toward the monthly payment a lender uses.

Detached homes at $448,000

Bright MLS shows the most September detached sales at or under $448,000 in these ZIP codes: 20735 Clinton (17), 20743 Capitol Heights (12), 20747 District Heights (11), 20772 Upper Marlboro (9), and 20748 Temple Hills, 20784 Landover Hills, 20705 Beltsville, and 20706 Lanham (7 each). Many were built from the 1950s through the 1980s. They often offer a yard, a driveway, and more square footage than a townhome at the same price, but systems like the roof, HVAC, water heater, and windows may be near the end of their useful life.

Which Areas Fit a $448,000 Budget?

Price is only one part of fit. Commute, transit, and daily errands matter as much. Here is how the main corridors line up, organized by access rather than ranking.

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Corridor	Example Communities	Transit and Roads	September Median Sold Price by ZIP (Bright MLS)
Green Line and MD-5 / Branch Avenue	Suitland, Temple Hills	Suitland and Branch Avenue Metro stations; MD-5; I-495	20746: $330,000 (11 sales); 20748: $320,000 (21)
MD-210 (Indian Head Highway)	Oxon Hill, Fort Washington	MD-210; I-495 near National Harbor	20744: $478,000 (29); 20745 skewed by new condo closings
Blue and Silver Line	Capitol Heights, District Heights	Capitol Heights, Addison Road, Morgan Boulevard Metro stations	20743: $332,550 (24); 20747: $380,000 (21)
Orange Line and US-50	Lanham, Landover	New Carrollton Metro; MARC Penn Line at New Carrollton	20706: $444,000 (19); 20785: $354,000 (13)
MD-4 and Westphalia	Upper Marlboro	MD-4; I-495	20772: $509,595 (48; townhomes $425,000)
US-301 and MD-5 south	Clinton, Brandywine	US-301, MD-5	20735: $405,000 (27); 20613: $474,920 (31; townhomes $465,000)

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These are median sold prices of all September sales in each ZIP. Small samples swing medians, so a ZIP with a median above $448,000 can still have many sales below it. September sales in 20745 included 15 new construction condo closings at Blvd Flats at National Harbor, which skews that ZIP's median.

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The Purple Line will add another option in the northern part of the county. It is slated to open in late 2027, with Prince George's County stations from Takoma-Langley and Riggs Road to Riverdale Park and New Carrollton. Part 29 of this series ("Purple Line stations Prince George's County") covers buying near a future stop.

What Does a $448,000 Home Cost Per Month?

The price is only the start. Taxes, insurance, mortgage insurance, and HOA dues all add to the payment. Using the FY2027 combined rate of about $1.486 per $100 for unincorporated areas (the $1.374 county-level rate from the Maryland Department of Legislative Services plus the $0.112 state rate), property taxes on a $448,000 assessment would be about $6,657 a year, or roughly $555 a month.

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Part 8 of this series ("How much do you need to make to buy a house in Prince George's County") builds a full payment with clearly labeled rate and down payment assumptions. Part 6 ("Prince George's County property tax rate") explains how town rates in places like Bowie, Greenbelt, or Laurel change the tax line.

What Trade-Offs Should Buyers Expect at $448K?

Donnell has worked in Prince George's County real estate since 2000, starting at Asset Realty, and he also flips properties, so he looks at older homes through a renovation lens. At this price, buyers usually choose among a few trade-offs.

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Newer townhome vs. older detached home. The townhome may need less work, while the detached home may offer more space and land.
Location vs. size. Homes closer to a Metro station or the DC line may be smaller or older at the same price.
Move-in ready vs. room to improve. A home with dated kitchens or baths can cost less, but repair costs should be priced before the offer.
HOA vs. no HOA. Many townhomes have dues. Many older detached homes do not, but owners pay for all exterior upkeep.

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Buyers using Pathway to Purchase should also confirm that the home meets the program's requirements and that the approved lender's appraisal and inspection rules fit the property's condition.

How Can Buyers Find the Best Value at $448,000?

The September data shows a balanced market. Bright MLS shows a median of 21 days on market for September sales, and 66% sold at or above the final list price. Yet 396 of 580 sales included seller concessions, with a median of $12,511. About 1,843 active listings remained at the end of September, roughly 3.2 months of supply (a figure reconstructed from the export, so treat it as an estimate). A few steps help.

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Get pre-approved first. An approved lender confirms the real budget, including taxes and HOA dues.
Search slightly above and below the cap. A home listed at $460,000 that has been on the market for a while may negotiate into range, though nothing guarantees that.
Inspect carefully. Budget for a home inspection and, for older homes, consider sewer line and chimney inspections.
Compare total monthly cost, not price. A $425,000 townhome with a $249 HOA fee can cost more each month than a $445,000 detached home with no HOA.

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This article is general information, not legal, tax, or lending advice. Confirm program eligibility with the Prince George's County Department of Housing and Community Development and an approved lender.

Frequently Asked Questions

Can you buy a single-family home in Prince George's County for under $450,000?

Yes. Bright MLS shows 134 detached homes sold at or under $448,000 in September 2026, concentrated in ZIPs such as 20735, 20743, 20747, and 20772. Most are older homes. Inventory changes weekly, so current MLS data is the best guide.

What is the Pathway to Purchase price limit for resale homes?

The July 2026 Pathway to Purchase guidelines set the maximum price at $448,000 for resale homes and $485,000 for new construction. The program offers up to $50,000 as a zero-interest deferred loan for eligible first-time buyers. Contact the program at PathwaytoPurchase@co.pg.md.us or 301-883-5456.

Is $448,000 enough for a townhome in Prince George's County?

For many resale townhomes, yes. Bright MLS shows a $421,000 median sold price for September townhome sales, and 104 townhomes sold at or under $448,000. End units, larger plans, and newer communities can run higher, so compare HOA fees and condition alongside price.

Are there more homes for sale in Prince George's County in 2026?

Yes. PGCAR reported 1,872 active listings in April 2026, up 29.6% from a year earlier, and Bright MLS shows about 1,843 active listings at the end of September 2026. More inventory gives buyers more options to compare, though prices have held near the $450,000 median.

Next Steps

If $448,000 is your target, book a first-time buyer strategy call with Donnell. He will pull current listings at your price, compare monthly costs across housing types, and help you line up Pathway to Purchase with an approved lender. Donnell is a Broker-Owner licensed in Maryland, DC, and Virginia, a NACA registered agent, a PMP, and author of The Complete Guide to Buying a Home, and DMV Prime Properties follows one philosophy: "Educate to Elevate." Visit 12815 Old Fort Road, Suite 105, Fort Washington, MD 20744, call 301.265.3446, email donnell@dmvprimerealty.com, or go to OWNDMV.COM.

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